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Credit Wise Lending

Rated 4.7 out of 5

Total Rating

4.7

Rates as low as 1.9% APR up to $100,000

The Good

  • Free Rate Quote Inquiry
  • No Prepayment Fees
  • Receive Funds Quickly

Free Rate Quote Inquiry

Borrowers can call in for a free consultation with one of Credit Wise Lending's financial advisers to get an idea of the type of loan they may be eligible for. The consultation is confidential and will not impact their credit score. This initial session will be considered a soft inquiry. Completing the official application procedure will result in a hard inquiry, affecting the borrower's credit score.

No Prepayment Fees

Unlike other online lenders, you can opt to top-up your loan payments without incurring prepayment penalties. Prepayment penalties are often applied by lenders to borrowers who pay in advance and do not follow their repayment schedule. Because Credit Wise Lending does not have this fee, borrowers can pay off their loan at an earlier time, should they wish to.

Receive Funds Quickly

Credit Wise Lending has a briefer loan processing period than most lenders. Some agencies take days or weeks to disburse funding. On the other hand, Credit Wise can grant loan requests in as little as thirty minutes and send out the funds directly to the borrower's bank account in as little as an hour for pre-approved borrowers.

THE VERDICT

Credit Wise Lending could be a good option if your credit history is shaky since it provides more favorable rates than some other lenders that cater to borrowers with fair credit. We really like that Credit Wise Lending's account dashboard helps you to collect funds easily and handle your personal loan on the go.

Contact Information

We'll Introduce You!

Call our recommended rep over at Credit Wise Lending below.

4.7
Rated 4.7 out of 5
4.7 out of 5 stars (based on 3 reviews)
Excellent67%
Very good33%
Average0%
Poor0%
Terrible0%

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Credit Wise Lending

Credit Wise Lending could be a good option if your credit history is shaky since it provides more favorable rates than some other lenders that cater to borrowers with fair credit. We really like that Credit Wise Lending's account dashboard helps you to collect funds easily and handle your personal loan on the go.

They gave me a reasonable quote for my debt consolidation loan.

Rated 4 out of 5
March 25, 2021

They gave me a reasonable quote for my debt consolidation loan.

Jill O

Fuss-free application

Rated 5 out of 5
March 25, 2021

Fuss-free application, no fees, legit, and cheaper rates than my other lender.

Kit L

I was thrilled to see that they had so many positive reviews on BBB.

Rated 5 out of 5
March 14, 2021

I was thrilled to see that they had so many positive reviews on BBB. They gave me an excellent offer for a personal loan, but I wasn’t too sure if they were legit. Thankfully, they are!

Peter N

PERSONALIZED RATES

and

IT'S SIMPLE, QUICK AND FREE

and

WON'T AFFECT YOUR CREDIT

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